Here's a retarded idea for you. Renting furniture. Speaking of broke, you'll get there even faster and stay there longer if you decide to "upgrade" to rent-to-own furniture.

At Rent-A-Center in North Hollywood, Calif., you can rent an overstuffed Klaussner couch, love seat and coffee table for $44.99 a week for 83 weeks, which works out to about $2,000 more than the $1,657 the set would cost if you paid cash.

On a recent day on Craigslist's Los Angeles board, there were 1,453 listings selling couches, 2,269 listings for sofas and 542 listings for love seats. Plenty were gently used and selling for $100 or less, sometimes a lot less. If you wanted the same brand, there was a listing for a Klaussner couch for $200.

Another Rent-A-Center, this one back in Van Nuys, had perhaps the saddest offering I've seen: a used bunk bed set for $22.96 a week for 65 weeks, or nearly $1,500, compared with a cash price of $663. Of course, Craigslist is littered with ads for used bunk beds for a fraction of that.

You can even buy a set new for far less. Ikea sells a bunk bed set for just $149. Mattresses start at $69. You could save up for it by putting aside $23 a week and get what you need in a little more than three months.

I didn't know that people actually rented furniture to use in their homes. I thought that renting furniture was for when you are staging your house or something.

It's amazing that these businesses actually survive. Don't people see the obvious?? Can't they do the simple math?? Why someone would want to overpay so much is beyond me...

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